function formsTitles(){
    var forms = document.getElementsByTagName('form');
    
    for (i=0; i < forms.length; i++){
        var elems = forms[i].elements;
    
        for (j=0; j < elems.length; j++){
           if ((elems[j].type == 'text' || elems[j].type == 'textarea') && elems[j].title !='' ){
               showElemTitle(elems[j]);
               elems[j].onblur = showTitle;
               elems[j].onfocus = clearTitle;
           }
        }
    }
}

function showTitle(){
    if (this.value == '') this.value = this.title;
}
function showElemTitle(elem){
    if (elem.value == '') elem.value = elem.title;
}

function clearTitle(){
    if (this.value == this.title ) this.value = '';
}